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General
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General
Past investment performance does not guarantee future results.  Investing in the stock and bond markets is risky, and principal, interest rates, expenses, taxes, inflation, and exchange rates fluctuate.  This may cause an investment to lose value and to be worth less than when originally invested.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Cynthia Freedman and Freedman Financial Planning. Material presented is believed to be from reliable sources; however, we make no representation or warranty, either express or implied, as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation.  Freedman Financial Planning expressly disclaims any liability for losses or damages, whether direct or indirect, foreseeable or unforeseeable, incurred or suffered by any user of this website or of the information provided in this website.  By accessing this website, each user fully releases Freedman Financial Planning from any and all claims, rights, and recourses for such losses or damages.

The presence of this website on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of California or where otherwise legally permitted, or where an exemption or exclusion from such registration exists.  Freedman Financial Planning is legally registered to provide investment advisory services to residents of the State of California.

Nothing in this website is to be construed as legal, tax, accounting, investment, or other professional or expert advice, nor shall it be construed as a recommendation to sell or buy any security or other instrument.  Users of this website are recommended to seek professional advice with respect to these or related matters.


Copyright
All rights reserved.  All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of the copyright owner.

CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo) are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

The Garrett Network logos © 2000 The Garrett Planning Network, Inc., Sheryl Garrett, Principal.  “Financial Planning and Advice for Everyday Life” and “Hourly, As-Needed Financial Planning and Advice … The New Choice for Smart Consumers” are Garrett Planning Network trademarked slogans.

© 2007 Freedman Financial Planning.  All rights reserved.


Serving the greater South Bay area
(408) 930-3195

Investment advisor representative of and investment advisor services offered through Garrett Investment Advisors, LLC, a fee-only SEC registered investment advisor, tel: (930) FEE-ONLY.  Freedman Financial Planning may offer investment advisory services in the State of California and in other jurisdictions where exempted.